Disability Insurance in Coeur d’Alene CDA

Disability Insurance Coeur d’Alene CDA – Protect Your Income

Disability Insurance Coeur d'Alene CDA

If you live in Coeur d’Alene or North Idaho, your ability to earn an income is one of your most valuable assets. Without disability insurance in Coeur d’Alene CDA, a serious illness or injury could leave you struggling to pay bills and maintain your lifestyle. Dirks Insurance Group offers custom coverage options to help protect your financial future.

Why You Need Disability Insurance in Coeur d’Alene CDA

  • 1 in 3 working Americans will experience a disability lasting at least 90 days before age 65.
  • The average disability lasts about 2½ years.
  • More than 80% of workers either lack disability insurance or don’t have enough coverage.
  • Employer plans may be taxable — individual plans may offer tax-free benefits.
  • Many bankruptcies and foreclosures are caused by disability-related income loss.

Key Disability Insurance Statistics

  • A 35-year-old has a 50% chance of being disabled for 90+ days before retirement.
  • Disabilities are 3–5 times more likely than premature death.
  • 375,000+ Americans become totally disabled each year.
  • 46% of mortgage foreclosures stem from disability — not death.
  • Social Security Disability Insurance (SSDI) pays an average of $772/month, with only 35% approval rate.

How Disability Insurance Works

Disability insurance in Coeur d’Alene CDA replaces a portion of your income when you’re unable to work due to illness or injury. Plans typically fall into two categories:

  • Short-term disability – covers temporary disabilities for a few months.
  • Long-term disability – designed for serious conditions lasting years or more.

With a personalized plan from Dirks Insurance Group, you can:

  • Protect your monthly income
  • Pay for mortgages, utilities, and living expenses
  • Preserve your savings and retirement funds

Why Choose Dirks Insurance Group for Disability Insurance?

Located in Coeur d’Alene, we provide local, expert advice with flexible disability insurance options. Whether you’re self-employed, a business owner, or working for a company, we’ll help you find the right plan.

We also offer life insurance coverage, Medicare plans, and health insurance for individuals and small businesses for complete protection.

Get a Free Quote for Disability Insurance in Coeur d’Alene CDA

Don’t leave your income unprotected. Contact us today for a free quote on disability insurance in Coeur d’Alene CDA and take control of your future.

Call: (208) 664-9272
Email: info@dirksinsurance.com

Dirks Insurance Group — Coeur d’Alene’s trusted choice for income protection and disability insurance.

Learn more about disability insurance statistics at the Council for Disability Awareness.